|
Health Insurance Follow-Up: After You Purchase Your Policy
Finding the right health insurance coverage can be challenging. With all those terms to learn, prices to compare and coverage types to research, the whole process can seem overwhelming.
But once you’ve done the work and purchased a policy, blindly renewing it year after year is one of the worst things you can do. If you’re one of those people whose health insurance policy sits on the shelf collecting dust or filed away in the filing cabinet behind all those bills, you may be missing out on some big savings and better coverage!
Don’t just forget about your health insurance plan and continue paying your premium without another glance. Make sure you have—and keep—the right coverage at the right price by annually reevaluating your needs, coverage, and finances, as suggested below.
Though you probably did your homework before purchasing your health insurance plan, it likely contains exclusions, limitations and guidelines you aren’t even aware of. By reviewing your policy often, examining the benefits it spells out and getting familiar with the details, you’ll know just what to expect when you see that specialist, face that medical emergency or need tests run.
Many health insurance companies offer newsletters, brochures and other educational materials. Whenever possible, read them frequently to stay informed on changes in premiums, benefits, health insurance law and the like. If you can afford to do so, subscribe to an informational health magazine. Many offer articles on the newest medicines and latest procedures that may just save your life someday.
As your life changes, so should your policy. For example, if a family member develops a chronic illness, you’ll need to make sure your benefits are sufficient to cover needed medical procedures. If you lose your job, you may need a cheaper, more affordable policy. If you decide to start a family and you have basic health insurance, you may need something with more expansive coverage to keep you and your family healthy.
The moral of the story? Don’t be afraid of change!
-
Take Charge of Your Health
Avoid becoming complacent with your health care. Instead, take initiative to secure your health by writing down medical concerns as they arise and discussing them with your doctor; researching health issues to stay informed, and keeping track of medical histories and treatment information. The more you do to help your health care providers, the better they can treat you.
Your Health Is in Your Hands
With the right health insurance, you and your loved ones can practice health maintenance and prevention easily and affordably.
But don’t just leave it at that! Get familiar with your policy, stay up to date on health issues, make changes as needed and take charge of your health. You’ll stay at the top of your game—and you might just live longer. |
|
Features: |
 |
Free Insurance Quoting Service |
 |
No Credit Card Needed, No Obligation |
 |
Fast, Easy, Reliable & Secure
|
 |
The Right Insurance at the Right Price |
Testimonials
"Your service surpassed my expectations. It was great to have companies competing for my business. My rates were cut by half the amount I was originally paying!"
David A., Pasedena, CA
"Great products and wonderful staff! Keep it up. I have already referred over 5 people to your site…."
Sylvia M., Laurel, MT
"This was great! I'll be saving over $400 a year thanks to you!"
Julie B., Westland, MI
"Awesome! The insurers contacted me very quickly and I had new insurance within hours. Thank you!"
Teresa A., Washington Township, OH |
Carriers Represented by Agents in our Network:
- Allstate
- Farmers
- MetLife
- American Family
- Nationwide
- United American
- and many more ...
|