Web Site Privacy Policy

This is the privacy policy for Get-Insurance-Quotes.org, hereafter known as "the site." This privacy policy sets forth our policies regarding the collection, use and disclosure of certain information relating to your use of the site. Your use of this site signifies your understanding and acceptance of the terms of this privacy policy.  
 
Age Requirement for Use of Site: This site is not intended for use by persons under the age of 18. You must be 18 or older to provide any personal information to the site or to us through the site.  
 
Domicile Requirement for Use of the Site: You represent and warrant that you are domiciled in the United States.

  1. Collecting Information: 
     
    Personally-Identifiable Information  
     
    The site may request and collect certain personally-identifiable information including, but not limited to, application data and other personal information contained in user submissions. This may be done through various means such as online forms, online applications, email or comments submitted to the site. Such information collected through the site may include financial information, health-related information, and other sensitive information.  
     
    Other than as set forth in this privacy policy, and unless given permission by you to do so, we will not sell or disclose your personally-identifiable information to third parties.  
     
    Non Personally-Identifiable Information  
     
    We may also collect certain non personally-identifiable information via the site, such as site usage activity and preferences, also known as demographic or profile data.  
     
    Why must you give so much personal information?  
     
    Insurance companies establish their rates using a variety of criteria. Since we deal with hundreds of companies, we must ask you questions required by all of them to determine the most competitive match for you.  
     
    In some cases, where permitted by law, insurance companies may need to obtain additional background information about you, such as credit reports, driving records or claims history verification, and may need your social security number or drivers license number to obtain these reports. Should you decline to provide information requested on the application, you may eliminate some of the most competitive quotes.  
     
    Site Technology  
     
    As with many Web sites, we may use "cookies" and/or other technology (e.g., web bugs, email bugs, clear GIFs, web beacons and tracker GIFs) in the site or in our communications with you to enhance the functionality of the site and to make your transactions and other activities more convenient and efficient (collectively, "Tracking Technologies"). These technologies may vary, but in some cases may involve a small file stored locally on the computer used to access the site, and may be used by us to store and collect information relating to your viewing and use of the site and our correspondence with you. You may set your web browser software not to accept cookies, but if so, certain functionality of the site may be affected. We may collect your IP (Internet Protocol) address to help diagnose problems with our server, administer our site and identify our users. We may also use such technologies to remember user preferences or minimize the need for you to re-enter information.  
     
    Third parties (including, but not limited to, software vendors, advertisers and fulfillment companies) may also use tracking technologies by or through the site. We have no control over what information such third parties track or collect, and we have no responsibility or liability for any tracking, data collection or other activities of such third parties.  
  2. Usage and Sharing:  
     
    We use information collected on and through this site for a variety of purposes in the course of business and as otherwise set forth herein. This information may also be used to evaluate what portions of the site are more popular than others and determine where visitors came from, where they go, and how long they stay on a particular page—or the site in general. We may match information collected from you through different means or at different times, and use such information along with that obtained from other sources, including third parties.  
     
    Application data may be forwarded to insurance agents, discount program representatives, brokers and/or companies who may contact you with a quote by email, telephone, postal mail or other forms of communication. We are not responsible, and shall not be liable, if an agent, broker, discount program representative or company to whom we forward your application data violates our privacy policy or their own privacy policy, if any.  
     
    We may disclose your personal information to companies that perform technology or marketing services for us for their use in performing such services. We may transfer, sell or assign aggregate, non-personally identifiable information about site usage to third parties. We may transfer, sell or assign personal information to third parties as a result of a sale of all or substantially all of our assets relating to this portion of our business or in connection with a merger, consolidation, change in control, reorganization or liquidation. We also reserve the right to disclose any information concerning you, if required by law, or to protect or defend our rights or the rights or well-being of our users if you are involved (or are reasonably suspected to be involved) in any illegal activity—even without a subpoena, warrant or court order. 
  3. Security:  
     
    The application form on the site supports encryption to help protect the security of your transfer of data to the site. Although we will take all reasonable security precautions regarding information stored on the site, due to the open nature of the Internet we cannot guarantee that any information stored on our servers, or transmitted to or from a user, will be free from unauthorized access. We disclaim any liability for any theft, loss, unauthorized access, or damage to or interception of any data or communications. By using the site, you acknowledge that you understand and agree to assume these risks.  
  4. Consent to Processing:  
     
    By providing any personal information to this site, you fully understand and unambiguously consent to the transfer of such personal information, and the collection and processing of such personal information, in the United States and other countries or territories.  
     
    By submitting this information you are authorizing brokers, agents, discount program representatives and/or insurance professionals in the InsureMe network to contact you directly with quotes via telephone, fax, and email, regardless of the presence of your phone number(s) on any local or national no-call list.  
  5. Links:  
     
    This site may contain links or references to other web sites outside our control. Please be aware that we have no control over these sites and our privacy policy does not apply to these sites. 
  6. Your Acceptance of this Policy:  
     
    By using this site, you signify your acceptance of our privacy policy. If you do not agree to this policy, please do not use our site. We reserve the right, at our discretion, to change, modify, add or remove portions from this policy at any time to encourage visitors to review this policy. Your continued use of our site following any changes being made to these terms means you accept the changes.